The Estate Table

G.R.I.P.

Government Restrictions Inhibiting Prosperity

G.R.I.P. is the more systematic companion piece to the Pension Heist: less narrative, more framework. It walks through the mechanisms — tax policy, regulatory barriers, the design of social programs, restricted access to the financial tools wealthier households take for granted — that collectively make building real wealth harder than it needs to be for people who are already starting behind.

I wrote it because this is the same fight I have in the office every day, just zoomed out to policy scale: the system is rarely honest about who it's actually protecting.